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Homer participates in the National Flood Insurance Program (NFIP) to be eligible for emergency federal funding in case of a disaster. The Federal Emergency Management Agency (FEMA) has updated its Flood Insurance Rate Maps (FIRM) that affect flood zones located on the Spit and at the base of the Spit. 

Beluga Slough area

FEMA has presented draft flood maps, if approved will affect flood zones near Beluga Lake and Beluga Slough, and east of the Homer Spit, and west of the Homer Spit. Map note:  These are large files.  The current Base Flood Elevation (BFEs) are shown in Red Text with white background.  The proposed BFEs are shown in black text.

If you have questions about how these changes may affect your property, call or email the Planning and Zoning Office at 235-3106 or

Flood-related information at

  • Flood risks
  • The National Flood Insurance Program
  • Residential and Commercial coverage
  • Preparation and Recovery